Onfido
Identity verification platform that checks IDs and biometrics to help businesses onboard users, reduce fraud, and meet KYC and AML obligations globally.
Overview
Onfido provides document and biometric verification delivered through SDKs and APIs that fit native apps and web flows. Users capture an ID and a selfie while liveness detection protects against spoofs and replays. AI models analyze security features and match faces while risk signals and watchlist checks support regulated onboarding requirements.
Orchestration tools let teams design different journeys for low risk and high risk cohorts and fallbacks to manual review where needed. Dashboards monitor pass rates false positives and regional performance with granular reasons to guide tuning. Data residency controls and certifications help enterprises meet compliance.
Partners and integrations cover core banking fintech marketplace and gig platforms. Combined the system accelerates onboarding while keeping a defensible audit trail for regulators and internal risk teams.
Key features
- SDKs and APIs: Drop in verification components for iOS Android and web that minimize friction for users
- Document checks: Analyze security features MRZ and holograms with AI and optional human review for edge cases
- Biometric match: Compare selfies with ID photos and detect liveness to reduce spoof and replay attempts
- Watchlists and PEP: Screen against sanctions and politically exposed persons lists to support AML programs
- Orchestration: Build tiered flows by risk profile and route to manual review when confidence is low
- Analytics: Track pass rates and reasons by market to tune capture steps and instructions
- Data controls: Manage retention residency and subject rights to align with GDPR and similar regulations
- Compliance: Certifications and audit trails support regulator and partner reviews for high stakes onboarding
Best for
- Onboard banking customers while meeting KYC and AML expectations
- Verify drivers and sellers for marketplaces to reduce fraud risk
- Protect fintech wallets with biometric checks during signup
- Design different journeys for risky and low risk segments
- Comply with sanctions screening through integrated lists
- Measure pass rates to optimize capture and guidance
- Add manual review for complex documents or poor lighting
- Provide auditable trails for internal and external audits
Capabilities
Mobile and web SDKs
Embed capture and guidance directly into your apps with localization analytics and accessible UX for global users.
Documents and faces
Use AI checks with optional human review and liveness detection to validate identities and defeat spoofs.
Sanctions and PEP
Run watchlist screening to satisfy AML programs and route cases by risk policies automatically.
Orchestrate and audit
Design flows manage retention and collect evidence so regulators and partners can review decisions clearly.
Frequently Asked Questions
How is Onfido priced for businesses?
Pricing is by quote with spend driven by verification volume geography and selected checks and enterprise agreements define SLAs and data terms.
Does Onfido support liveness detection?
Yes liveness helps stop replay and mask attacks and is part of biometric verification to harden the flow against fraud.
Can we keep data in a specific region?
Data residency and retention controls help teams meet GDPR and similar regional requirements when needed.
What happens with edge cases or poor lighting?
Fallbacks route uncertain results to human review and analytics highlight markets that need better capture guidance.
Is Onfido suitable for marketplaces?
Yes verification orchestration and analytics suit marketplaces gig platforms and financial onboarding at global scale.
