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Ocrolus

AI document automation platform for lenders that classifies extracts and analyzes financial documents to speed decisions and reduce risk with audit trails and APIs.
data
Category
Beginner
Difficulty
Active
Status
Web App
Type

What is Ocrolus?

Discover how Ocrolus can enhance your workflow

Ocrolus processes bank statements pay stubs and other financial documents to help lenders make faster higher confidence decisions. The platform classifies incoming documents detects fraud signals and extracts normalized fields with high accuracy then feeds analytics and risk models. Lenders connect via secure uploads or API and receive structured JSON and review dashboards with confidence scores and audit trails. Ocrolus supports mortgage consumer and small business lending use cases including cash flow analysis income verification and quality control. Implementation focuses on workflow fit and compliance with SOC certifications and rigorous data handling. Results are measurable in lower manual review time improved decision accuracy and faster borrower experiences which improve conversion while reducing cost to underwrite. Pricing is sales assisted and volume based for banks fintechs and partners.

Key Capabilities

What makes Ocrolus powerful

Classify and Validate

Detect doc types and quality issues early then route to the right extraction flow with exceptions flagged for review.

Implementation Level Professional

Structured Fields via API

Return normalized fields and tables with confidence scores to power underwriting models and LOS steps.

Implementation Level Professional

Cash Flow and Risk

Compute metrics and risk signals consistently across applicants and products for reliable decisions.

Implementation Level Intermediate

Audit Trails and Security

Enforce role based access encryption and logs so compliance and QC teams can trust the process.

Implementation Level Enterprise

Key Features

What makes Ocrolus stand out

  • Document classification and quality checks that route files to the right extraction flow and flag issues early for underwriters
  • High accuracy field extraction from bank statements pay stubs IDs and forms delivered as normalized JSON via API
  • Analytics and cash flow calculations for SMB and consumer lending so decisions are consistent across teams
  • Anomaly and fraud signals that surface suspicious edits duplicates and tampered files before funding
  • Review dashboards with confidence scores audit trails and exception handling to keep humans in the loop
  • Workflow integrations and APIs for LOS CRM and internal tools reducing swivel chair steps
  • Security certifications role controls and encryption aligned to banking expectations and audits
  • Partnership options and support that accelerate implementation for banks and fintechs at different scales

Use Cases

How Ocrolus can help you

  • Automate bank statement extraction to cut underwriting time
  • Run cash flow analytics for SMB lending with consistent rules
  • Verify income from multiple sources with standardized fields
  • Detect tampering and anomalies before decision committees
  • Reduce manual data entry and copy paste effort across teams
  • Integrate structured outputs into LOS and risk models
  • Improve borrower experience with faster decisions and fewer document requests
  • Enable QC teams with audit trails and exception workflows

Perfect For

mortgage consumer and SMB lenders fintechs and banks that need accurate document AI cash flow analytics and audit ready workflows

Plans & Pricing

Custom pricing

Visit official site for current pricing

Quick Information

Category data
Pricing Model Enterprise
Last Updated 3/19/2026

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Frequently Asked Questions

How is Ocrolus priced and implemented?
Pricing is by quote and typically volume based with solution support and integration assistance for lenders of different sizes.
What documents and use cases are supported?
Bank statements pay stubs IDs forms and more with workflows for mortgage consumer and SMB lending plus QC.
How do we integrate with our LOS and models?
Use the API and integration guides to feed normalized outputs into LOS CRM and in house risk engines.
What accuracy and review controls exist?
Confidence scores exception queues and audit trails keep humans in the loop for critical decisions.
Is Ocrolus compliant with banking security?
The company advertises strong certifications encryption and role controls confirm current attestations during procurement.

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